Loans

PERSONAL LOANS

HOME LOAN

Whether you’re a first home buyer or a real estate investor, this loan is for you.

Main Conditions
  • 20% minimum initial contribution
  • 10.20% p.a. interest rate, variable
  • 30-year maximum loan term

For all conditions, see the Things you Should Know section down below.

PERSONAL LOAN

A flexible loan for purchasing various kind of products.

Main Conditions
  • Confirmation of employment
  • Recent pay advices
  • Valid IDs
For all conditions, see the Things you Should Know section down below.
LAND LOAN

This product is offered to customers looking for buying their own land.

Main Conditions
  • 20% minimum initial contribution
  • 10.20% p.a. interest rate, variable
  • 30-year maximum loan term

For all conditions, see the Things you Should Know section down below.

VEHICLE LOAN

A loan for customers interested in buying a brand new or pre-own vehicle.

Main Conditions
  • 60% minimum initial contribution for new vehicle, 40% for pre-own models
  • 15.75% interest rate, variable
  • 4-year maximum loan term for new vehicles, 2 years for pre-own models

For all conditions, see the Things you Should Know section down below.

SCHOOL LOAN

This loan aims at helping students of all age access quality education.

Main Conditions
  • Confirmation of employment
  • Recent pay advices
  • Confirmation of tuition fees from educational institution

For all conditions, see the Things you Should Know section down below.

ISIHAOS LOAN

Build a certified IsiHaos resistant to category 5 cyclones, earthquakes and volcanic ash falls at reduced cost.

Main Conditions
  • Confirmation of custom-own land or registration documents
  • Signed Chief’s certificate
  • Income source statement

For all conditions, see the Things you Should Know section down below.

LOAN CALCULATOR

Discover our IsiHaos Loan

With IsiHaos, customers in rural areas can build their own house certified to be resistant to category 5 cyclones, earthquakes and volcanic ash falls. A low cost loan for everyone.

BUSINESS LOANS

RESIDENTIAL INVESTMENT PROPERTY LOAN

This product is offered to clients looking for investing in real estate.

Main Conditions
  • 20% minimum initial contribution
  • 12.50% p.a. interest rate, variable
  • 20-year maximum loan term

For all conditions, see the Things you Should Know section down below.

BUSINESS TERM LOAN

The Business Term loan aims at helping businesses pay for large expenses or purchase new assets.

Main Conditions
  • 20% minimum initial contribution, variable upon assessment
  • 13.50% p.a. interest rate, variable
  • 15-year maximum loan term

For all conditions, see the Things you Should Know section down below.

BUSINESS OVERDRAFT LIMIT

This loan is offered to support a business working capital.

Main Conditions
  • 20% minimum initial contribution, variable upon assessment
  • 15.25% p.a. interest rate, variable
  • Provide profit and loss statements

For all conditions, see the Things you Should Know section down below.

BUSINESS OVERDRAFT LIMIT

This loan is offered to support a business working capital.

Main Conditions
  • 20% minimum initial contribution, variable upon assessment
  • 15.25% p.a. interest rate, variable
  • Provide profit and loss statements

For all conditions, see the Things you Should Know section down below.

BANK GUARANTEES

This product aims at supporting business needs for contract-based projects.

Main Conditions
  • Provide profit and loss statements
  • Perform a property valuation assessment
  • Provide 12-month cash flow projections

For all conditions, see the Things you Should Know section down below.

BANK GUARANTEES

This product aims at supporting business needs for contract-based projects.

Main Conditions
  • Provide profit and loss statements
  • Perform a property valuation assessment
  • Provide 12-month cash flow projections

For all conditions, see the Things you Should Know section down below.

Make payments everywhere in Vanuatu, online and overseas with our new Debit Mastercard®.
Terms and conditions apply. 

THINGS YOU SHOULD KNOW

Home Loan Terms and Conditions

Personal Loan Terms and Conditions

Land Loan Terms and Conditions

Vehicle Loan Terms and Conditions

School Loan Terms and Conditions

IsiHaos Loan Terms and Conditions

Residential Investment Property Loan Terms and Conditions

Business Term Loan Terms and Conditions

Business Overdraft Limit Terms and Conditions

Bank Guarantees Terms and Conditions

Need assistance? Call our customer support or visit our nearest branch.

Online banking at your fingertip

Manage your finances with our free NBV IsiMobile app available on the Google Play store. A secure and convenient way to manage your money on the go.

Online banking at your fingertip

Manage your finances with our free NBV IsiMobile app available on the Google Play store. A secure and convenient way to manage your money on the go.